What Are Payday Loans?
A payday loan is a type of credit that is suitable for when emergencies occur. If you are strapped for cash to cover short-term emergency expenses until your next payday, payday loans could be a suitable solution for your needs. They do not require collateral in form of assets like a car or a house; As part of the qualifying criteria, you will need to have a regular income.
What Are Guarantor Loans?
Yes, I know how a hurdle it can be to get a loan especially if you have poor credit history or worse, no credit history at all. Guarantor Loans can get you the cash you need with the help of another person with good credit history to back you up. A guarantor could be a work colleague, friend, or a family member with good to impeccable credit rating. Do note however that the guarantor would be subjected to routine credit checks before loan approval or they may have to provide ID, bank statements, or other financial documents as necessary. In the even that you happen to default on loan repayments, your guarantor will have to cover your contractual repayments for you. You could be approved for a higher amount depending on the credit-worthiness of your guarantor, however please remember to only borrow how much you need, as usually the more you borrow, the more you’ll have to pay back.
What Are Logbook Loans?
The Money Advice Service explains that logbook loans are: Loans secured on your vehicle, so the lender owns your vehicle until you pay the loan back. You can keep on using your vehicle as long as you repay the loan. However, logbook loans are expensive and risky and you should avoid them if you can.
All Credit Histories Considered – Unsecured Finance In The Uk
Welcome to UnsecuredLoan4U.co.uk! We know how agonizing it is to be rejected or had to wait for days or weeks when you need cash NOW – yet you have to painstakingly wait for a decision. New Horizon and their lenders make it easy for you from day one.
What Is An Unsecured Finance
Unsecured loans are loans that are not secured against property or a vehicle, so they do not rely on collateral as a security; You will be assessed depending on your financial standing and credit reputation.
Lenders and providers will assess you based on your creditworthiness and ability to repay the loan.
Your emergency is our emergency. Our Business is primarily connecting you with the right loan provider for your needs.
Our service is completely free and applications can be completed within a couple of minutes. By completing one application form, New Horizon.co.uk can present that single application to a panel of UK’s reputable lenders so you can get the cash you want at the most flexible lending rates and solutions available for your circumstances.
SIMPLE AND FAST – New Horizon.co.uk process of finding you the right agreement is designed to make it as simple and as painless as possible.
Our service is completely FREE OF CHARGE!
Simply take a few minutes of your time and fill out your details on the form above and your application could be matched with one of New Horizon.co.uk lenders in a matter of minutes.
New Horizon.co.uk match the details you provide in your application with the finance company that best lend to somebody with your credentials. This is all done using a custom-made algorithm.
Must I Have A Guarantor??
The simple answer to this is a “NO” but it will all depend on your past credit or financial history if you have bad credit its a good idea to have one. For instance, if your credit score is poor then it would definitely benefit you to have a guarantor. Should you not be able to find a guarantor, there are still other options available to you. If you apply through our website, New Horizon.co.uk and their award-winning technology will match you with the most suitable options that their lenders have available. You are under no-obligation to proceed with the option you are presented with.
How Do I Apply?
If you want to apply today please take a few minutes out of your day to fill in the online application form. Please make sure you’re as accurate as possible as this will help us provide you with the best solution for your needs.
Our application form is simple and made to make the whole process as smooth as possible for you. Simply fill in the application and we will take care of all the heavy lifting for you.
What’s In It For Us?
You would probably think why we do this or probably wonder what we get from helping visit you out with your financial needs? Well, we’re not a charity so we need to earn money somehow. We are a loan introducer and we get paid by unsecuredloan4u.co.uk for introductions.Our service is completely transparent. With us, you will never have to pay a fee; our service is completely free to the consumer. As is New Horizon.co.uk service.
With us, you will never have to pay a fee nor will we receive a commission from the lender so you are guaranteed that we have your best interests at heart and not the lender that pays us the best. The panel of lenders are ordered so that you get the best outcome for your search.
How Long Does It Take To Get Paid Out?
This depends on the lender that accepts your application, but it would usually be within 1-3 days. Some backers have a complete online journey and some financiers may require more documentation or prefer to call. Also, it depends too on how responsive you are to the requests of the lender.